Privacy & legal notice
Who publishes this site, what it collects, and what it does not.
Site publisher
Cumulo is a personal site published by Mohamed ATIA (MATIA).
Contact: contact@cumulo.be
The site is hosted by Hostinger International Ltd. The servers used for Cumulo are located in the Netherlands, within the European Union.
What this site does not collect
Cumulo has no accounts, no sign-up and no forms. You are never asked for personal data, and none is stored by the site.
The calculator runs entirely in your browser. The figures you enter — capital, contributions, duration — are never transmitted: they do not leave your device and disappear when you close the page.
The prices shown come from a static file on the server. Opening a page therefore triggers no request to any third-party financial service.
Two settings are kept in your browser: the language and the light or dark theme. These are the ones you choose with a button; without them the site would come back, on every visit, as something other than what you set up. They stay on your device, are sent to no one, and say nothing about who you are. Clearing the site's data erases them.
Advertising and measurement
Two Google services are present on this site.
Google AdSense serves the ads. Google and its partners may set cookies to measure ad delivery and, if you consent, to personalise ads based on your visits to this and other sites.
Google Ads measures visits coming from advertising campaigns. This measurement is anonymous and is not used to identify you.
Your rights
The General Data Protection Regulation grants you rights of access, rectification, erasure and objection over data concerning you.
Since Cumulo holds no personal data about you, these rights are exercised with Google for anything related to advertising. For any question about this site, write to contact@cumulo.be.
In Belgium, the Data Protection Authority can be contacted in case of dispute.
Disclaimer
Cumulo is an educational tool. The figures published are historical data and arithmetic projections: they are neither investment advice, nor a recommendation to buy or sell, nor a forecast.
Past performance does not predict future performance. No guarantee is given as to the accuracy or timeliness of the data shown. Any investment decision is yours alone.